United States Welfare

Stone · 03-13-2005, 09:02 AM

Being a "Welfare Recipient" due to Noah's medical problems I don't see any logic in the system what so ever.

My example: I worked full time my whole life, My son got terminally ill and the hosptial bills we're out of this world ( we're talking hundered's of thousands of dollars) so we had to apply for medicade we HE got approved and also receives Social Security for his disibility.

OK so now everything is setteled, he still has major medical bills, PT, OT, Speech thearapy ect. but I work Full Time Again and now the state is taking away his medicade. THis just blow's me away. If I worked 3 jobs I couldn't afford the bills for him. I also sell Health INsurance for a living so I have seen EVERY SINGLE OPTION and it aint happening.

So I have 2 choices

1. Quit my job, fall below the poverty level and have nothing OR
2. Work my arse off, spend every extra dime on med bills and lose my son's medical saftey net.

IN THE MEAN TIME the are hundeds of people who LOVE option #1, abuse the crap out of the system, and get additional welfare, sit home and od nothing. While the people like me who are trying to do something with there live's get friggin skrewed!! Sorry I am pissed off and ranting and I don't want to turn this into a racist thread but if the goverment would concentrate more on our own people instead of ever single border hopper who got here, Our people and OUR children would be taken care of The TAX PAYERS!!! EEUUUUUURRRRRGGGGGTG :evil:

Vautrin · 03-13-2005, 09:13 AM

Heather, the problem is, that you are being punished for something which is beyond your control. Because Noah and you live in the US, you are being skrewed over by the system.

In most Western-European countries, you would have to pay higher insurances, but practically everything can be covered without spending 10s of thousands dollars on the health and well-being of your child of your own. Although there are a few loopholes in these systems too.

If you would work 2 jobs in Europe, you pay higher taxation on your wages, though. But you would be rewarded for your efforts; even though quite a few people chose for option #1.

Stone · 03-13-2005, 09:24 AM

I just don't understand WHY the system here is so horrid, because we welcome every imigrint here with welcome arms' and give them all of our welfare. It's just not fair, if I was form Mexico or CUBA the state would hand me everything on a silver platter, but since I am an american who pays taxes I get the option to get nothing and be White Trash or Work like a regular citizen, pay taxes, and suffer.. The american people with disibilities get skrewed all around. My father is blind he isn't allowed to work as a Tellemarketer for 5 bucks an hour because if he does he will lose his Social Security and Medicare... it just makes no sence.

I'm Moving to CANADA!!

Merika · 03-13-2005, 09:29 AM

If we paid towards Health Insurance.... the amount of money other countries pay on taxes and sales tax....we too would be covered. We just aren't willing to pay that amount....nor let our country force us into it. Socialized medicene won't fly in America.

Has it become a mess? YOU BET! Something will have to give or bend eventually because far too many people do not have adequate health care. I should be under a doctor's care constantly but my company fought the Work Comp and passed it to the state to make a determination and the state won't give me Medicade because they faulted the company. Then you go to court. It takes months. Meanwhile....you have no health coverage unless you payout of pocket.

Stone....anytime you have a job...the state won't cover you any longer. You can try disputing it through all the paper work available. It should keep you covered for at least awhile.....OR....go to court and force his Dad to cover him. (Yeah.....I know that's a joke too!) Been there....tried that.

Vautrin · 03-13-2005, 09:38 AM

I think a part of the problem, is that Social security does not receive the attention it deserves in the US. Especially in politcs.

The system now punishes people who are on Medicare. They are condemned to live in a crappy situation, and are skrewed over.

If these people were allowed to work and keep their Medicare, they could pay taxation over their wages / income, say an xx percentage. Of course that would mean also taxing people who are not on Medicare, and that is a measure that probably is not popular over there.

I know you did not do a thing to deserve all this crap Heather. Noah did not either. But the way the system works, you are skrewed. As long as the system does not improve, nor Noah's condition is cured (if ever), you must chose between working yourself to death, to pay his bills, or become "White Trash." I don't believe you would become "White Trash" however. You are much too strong for that.

Stone · 03-13-2005, 09:40 AM

I can argue both sides of Socialized medicine verry well because I am in the feild. HOWEVER if you knew the amount of comission agents make by selling health insurance... It's just robery that preimum dollars are going twards comissions & marketing. :roll:

Since health care is private, the underwritting rules are INSANE, unless someone is employeed thru a company witch offers health insurance thru an HMO or group PPO. If not, No pre existing conditions are covered Providing insurance for a group is EXTREAMLY expensive, so between high health cost, high workers comp insurance companies are getting slammed with insurance costs. Witch are raises yearly. Between Social Security, Health CAre and public school funds here personally I think this country is a damm mess. ( I really hate saying that) and I am starting to sound like a DEMOCRAT! LMAO but we won't go THAT far.

Star · 03-13-2005, 10:17 AM

I would hate to have to pay for medical needs. The only thing that we're responsible to pay for here is dental and eyes (unless it is referred to a specialist by your family doctor). Hubby and i are going to look into some health benifits so that can be covered since he has no benifits where he works. Those two things alone can cost a bloody fortune!

As far as everything else, I couldn't imagine having to pay for doctor visits, hospital stays, specialists, surgeries...How can anybody afford that? That's very expensive! Bad enough we have to pay our own prescriptions (unless we have some kind of health benifits), those can become very costly as well.

You made a very good point by saying if the government would take care of their own before the immigrants. it's the same thing here. We have a really hard time to start our own companies here and we get no help from the government but the immigrants have it easy. they drive the brand new cars, own the businesses and take a lot of our jobs. I find that very unfair so that's where we're pretty much in the same boat as far as canada and the states go.

I wouldn't want to be on the welfare system either. They really don't give you enough to live on. You'd have to work under the table to make ends meet. Same here with the welfare. not nearly enough to live on.

and you are right, there are a lot of people who screw the welfare system. The people who really really need it are the ones who suffer for the rest who screw the system. it isn't fair at all.

Merika · 03-13-2005, 10:35 AM

Stone....Don't even TRY to get any cash assistance in the state of Florida. The law was passed in 2003 that if you even apply....you have to take ANY JOB they give you....even if it's clearing $200 a week flipping burgers. Pregnancy won't preclude you from the law either.

It's best just to keep your current job or find one which offers a reasonable health insurance plan.

You are right Star....Health Insurance here is very expensive. To keep myself and 2 children covered, without an employer plan, will be $685 a month. I've already checked and won't be able to avoid the high amount.

Ridiculous huh?????

Stone · 03-13-2005, 10:46 AM

I don't want cash I just want what is owed to my son Medical he is disabled receiving social security he is eligable I'm pissed they are giving me crap. I never applied for myself or the BABY. But I sure can't afford to pay for the dilivery plus Noah's med bills. His therapy runs $85/ an hour. EACH for SP and PT he get's it 3 times a week. I would be Neglecting the health and recovery of my child If I didn't do anything to get it for him. Plus unfortunatly if I went to work for a Group that offers insurance I would have to wait 90 days untill enrollment. Noah can't go 90 days with no meds or therapy.

PLUs I am having a BABAy in 90 days

Have you applied for Florida Healthy KIDS? ( I know that's a joke to they only take a number of applications a year)

Star · 03-13-2005, 11:33 AM

Quote:

Originally Posted by Merika

You are right Star....Health Insurance here is very expensive. To keep myself and 2 children covered, without an employer plan, will be $685 a month. I've already checked and won't be able to avoid the high amount.

Ridiculous huh?????

that is absolutely rediculous! That's the price of rent for crying out loud! How in the world can anyone afford that? you have to eat and clothes your kids and yourself and have a bit of fun too to stay sane. That's unbelievable! wow!

Stone · 03-13-2005, 11:50 AM

It is sad, and unfortunatly the older you get the higer insurance costs. :? Plus if it's an individual faimly plan it probabaly isn't very good insurance anyways. There are no HMO's that I know of that are individual.

Merika · 03-13-2005, 12:08 PM

HAHA Star.....$680 wouldn't rent a house around here. More like $1200 for 1000 square feet. I pay over $300 a month just for a lot for a trailor....which also has it's own high mortgage rate.

Stone....Kid's Healthy Choice really isn't helpful except in accident/hospitalization situations. At $40 a year....it's good to keep handy though if you don't have any other insurance. Again, in Noah's case....you have a right to ask for a special hearing in order to explain your situation. There's no reason to believe they won't understand.

Star · 03-13-2005, 12:26 PM

Quote:

Originally Posted by Merika

HAHA Star.....$680 wouldn't rent a house around here. More like $1200 for 1000 square feet. I pay over $300 a month just for a lot for a trailor....which also has it's own high mortgage rate.

we pay 850 a month for this house but there are higher rents for sure! in the bigger sicites, the rents are much much higher. still, 680. amonth is quite expensive when you have to pay all your other living expenses as well. wow! I still can't get over that! I can't imagine having to pay that.

hopefully they do understand your situation stone.

Stone · 03-13-2005, 12:28 PM

Jeeze now I really want to move to Canada, I pay 1,100 a month for a duplex

Vautrin · 03-13-2005, 12:29 PM

Or to Europe, if you see what Health insurance costs over here ...

Merika · 03-13-2005, 12:45 PM

Quote:

Originally Posted by Stone

Jeeze now I really want to move to Canada, I pay 1,100 a month for a duplex

Yeah but....Star is inside hiding from the snow....while you are probaby wearing shorts with the AC on. HAHA!

Anywhere in the coastal areas of Florida...you pay a high rent. A landlord has to charge a minimum of 1% of the value of the home and that's what they cost. The duplex Stone lives in....is probably worth $110,000 on a sales market.

And we are still FAR BELOW what it costs to live in LA or NYC!!! A simple studio a