Got my first Credit Card

darkangelism · 09-22-2005, 12:59 PM

After being turned down by various cards all summer due to a lack of credit history, i finally got a card to accept me, mostly cause it is through my bank. I can finally start building my credit now.

Duke · 09-22-2005, 01:02 PM

Cool man, congradulations.

Weiser · 09-22-2005, 01:08 PM

EEEEEEEEEEEEEEEEEEEVILLLLLLLLLLLLLLLLLL

darkangelism · 09-22-2005, 01:09 PM

lol, why?

Weiser · 09-22-2005, 01:12 PM

I maxed out my first credit card the 2nd day I had it.

Just becareful with what you do with it.

darkangelism · 09-22-2005, 03:25 PM

yeah, im not gonna run out and go shopping, well at least not spend more then i have in my bank account, and i wont gamble on the card. I have a $3000 limit so it should be hard to max out anyway, i will more then likely use it to buy food and pay off after a few months, just to get my credit established.

Luba · 09-22-2005, 07:36 PM

Congratulations, DA! It sounds like you have a solid plan, that's so important with having a card!

darkangelism · 09-22-2005, 11:40 PM

yeah, im really good with money management, i think im gonna use my card at the bar too, i never spend that much money and will be able to cover myself.

Vautrin · 09-23-2005, 01:01 AM

Turned down due to a lack of credit history? So ... how would you be supposed to acquire credit history, if you can't create history?

It might be a problem I will be running in. I never had a credit card, and don't desire to have one either. But if I must have one, well ...

And it is not because I am financially a black hole. Quite the opposite.

Congratulations DA on having your first card.

darkangelism · 09-23-2005, 01:13 AM

Quote:

Originally Posted by Vautrin

Turned down due to a lack of credit history? So ... how would you be supposed to acquire credit history, if you can't create history?

Yeah that was my complaint all summer.