That really sucks twinkle

.
A stolen wallet can happen to everyone, but it is so frustrating. As you will have to spend a lot of time to retain the cards, the insurance, etc. that were in there.
I know stress is great, which does not help at all.
But curious: would you not keep your transportation card in your wallet, or in a purse or something, so that you would always have it with you? It is hard to remember where we keep things. But if you keep a lot of things in the same place all the time, it becomes very easy. Or may you have forgotten to put the card back in its place, after use?