[Vautrin]

Yes, why not? You can make arguments for both positions.

The thing is you never learn things from things you already are able to manage (or let others do). But only of those things you do yourself. If you take a pill for everything that bothers you (or let your kids take Ritalin, in order to calm them down, without any diagnosis), you are not improving yourself and those around you.

I could run up credit card debts to the account of say $1 million. And not be able to pay my debts back. And be forced to declare myself bankrupt. That is the easy way out. But if many people do that, the whole economy goes to smithereens (I love that word).