Currently I use
stock.xchng exclusively for Royalty Free Images and many others won't even allow you to publish their images online without paying.
Do you guys and gals know of other places to get Royalty Free Images I can use without getting sued?
I'm also interested in Holiday Images (Christmas, New Years, Thanksgiving, etc.) so I can replace the header images when holidays are upon us. It's a lot of extra work but it adds a nice personal touch to the site IMHO.