The typical "christian" response would be to tell you you're truly blessed by the Lord. And that may well be the case...but maybe it is just plain old dumb luck.
I don't personally believe in pre-destination. I don't think that God has a plan for us all. Occasionally I think he may have something in store for an individual and because of that he may go out of his way to watch over that particular person. Not to say He doesn't care about us all. He does. It's just MHO that He doesn't sit down and plan stuff out for each of our lives.
I think that's why He's given us Free Will. I feel that we make our own destiny; we choose the path we go down and we choose if and when we are forgiven for our mistakes.
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